Self-storage financing
Bespoke Self-Storage Financing Options
Financing solutions and loan options for the purchase, refinance, construction, or rehabilitation of a self storage facility.
The market
Self-Storage Property Loans
There is no question that the American people have had a growing need for more space to safely secure belongings. With demand for self-storage facilities continuing to rise, savvy commercial real estate investors have padded their portfolios with self-storage assets. Due to the nature of most storage unit leases, more and more investors and REITs have begun to appreciate the long-term value of incorporating these assets into their investment strategies.
With self-storage fundamentals benefiting from wider population shifts and a diversifying housing market across the United States, the asset type is in demand, and financing and refinancing these properties requires a good understanding of the market’s dynamics.
Programs
Every self-storage execution, in one place.
Nine loan programs cover acquisition, refinance, repositioning, and ground-up development. Start with the one that fits, or let the desk size the deal across all of them.
Permanent Financing
Long-term senior debt for stabilised facilities.
Life Company Loans
The most competitive pricing on Class A assets.
Bank Loans
Community, regional, and national bank executions.
Bridge Loans
Repositioning, conversion, and lease-up capital.
CMBS Loans
Non-recourse conduit debt from $2 million.
Construction Loans
Ground-up development across the capital stack.
Small Balance Financing
Loans below $1 million, placed with niche lenders.
SBA 504 Loans
Long-term, fixed-rate financing for owner-users.
SBA 7(a) Loans
Working capital, refinance, acquisition, and expansion.
Our focus
Our Focus
Self-Storage Permanent Financing
SelfStorage.Loan offers permanent financing options for the acquisition and recapitalization of self-storage properties across the country. Permanent financing packages are designed to meet immediate and long-term investment goals and requirements. Options include bank, CMBS, life company, and small balance loans. Financing starts at just $1 million with leverage up to 75% and amortizations as long as 30 years.
Repositioning a Self-Storage Property
Get bridge financing for the repositioning of existing self-storage properties and for self-storage property conversions, such as transforming a vacant retail or office asset. With a growing number of value-add opportunities, experienced commercial real estate investors and developers can access the capital they need for maximizing returns on their self-storage facility investments. Bridge loans start at $1 million with nonrecourse options starting at $5 million.
Self-Storage Property Types
We understand the accelerated growth of the self-storage sector. To keep up with this rapidly changing space, we offer the most extensive portfolio of loan options for self-storage properties including drive-up, single-story properties; modern multi-story properties; climate-controlled properties; and even specialty properties (including storage for cars, boats, wine, and documents).
About Janover
Commercial lending at the speed of AI.
Janover makes commercial lending move fast. A suite of commercial real estate, small business, and lender solutions helps you find and act on the smartest opportunities. Learn more about Janover.
Resources
Learn the asset class.
Self-Storage Pulse
Deal coverage, market moves, and operating guidance for self-storage owners and developers.
Investor Glossary
Plain-English definitions of the metrics and loan terms behind every self-storage underwrite.
Uses and Attributes
Drive-up, climate-controlled, 24-hour, business, student, military, and vehicle storage.
Asset Classes
What separates a Class A facility from Class B and Class C, and how lenders price the difference.
Start here
Getting self-storage financing should be easy. Now it is.
Tell us about the property. We come back with sizing, the executions it fits, and indicative terms. No cost, no obligation.
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